Participant Information

Getting Started

• What does Cudos do for me?
• How do I get started with my Cudos investment account?
• When will my Cudos account be opened?
• Can I get my employer to offer Cudos?
• What types of IRAs does Cudos offer?
• Can I open an account without an employer?

Opening Your Cudos Account

• What is a 'Trusted Contact'?
• Why am I asked the 'Regulatory Compliance Questions'?
• What does 'Liquidity Needs' mean?
• What is an 'Interested Party'?
• What's the difference between Plaid & micro-deposits?
• What does 'Time Horizon' mean?

See all 7 articles

Investments

• Can I make investments other than those in my selected portfolio?
• What is an ETF? What are my portfolios invested in?
• What is rebalancing? When does it happen?
• What is dollar-cost averaging?

Updating My Account Information

• How do I update/change my selected portfolio?
• How do I update my profile information? (i.e. Time Horizon, Employment Status, Income, Net Worth …)
• How do I update my Regulatory Compliance Questions?
• How do I update the personal information listed on my account?

IRA Information

• Are there penalties for early withdrawals from a Roth IRA?
• Are there taxes/penalties for early withdrawals?
• What are the eligibility requirements for Traditional IRAs?
• What are the eligibility requirements for ROTH IRAs?
• How much can I contribute to my IRA account?
• What are beneficiaries?

See all 7 articles

Fees & Billings

• What fees are not included in my wrap fee?
• Do I pay wrap fees for my Cudos account if I leave my employer's plan?
• What is a wrap fee?
• When do I pay fees? And how much?

Other

• How do I make contributions to my account?
• Can I remove myself from my employer's plan?
• How do I update my email address?
• How do I reset the password for my investment account?